Lifetime Payments with Purpose: Charitable Gift Annuity

Posted March 25, 2026

 

When Peter learned that his wife, Suzette, had been diagnosed with Alzheimer’s disease, he immediately sought ways to support her and to make a difference for others facing the same devastating illness. What began as a few heartfelt donations to Cure Alzheimer’s Fund soon became a meaningful part of their shared journey.

As Suzette’s needs grew and she eventually moved to a nursing home where she could receive daily care, Peter began thinking even more deeply about her long‑term security. He wanted to ensure that, no matter what the future held, Suzette would always be protected financially—even if he could no longer be there himself.

With guidance from the Cure Alzheimer’s Fund team and his financial advisor, Peter chose to create a charitable gift annuity that would provide Suzette with dependable income for life. By combining $50,000 in cash with $50,000 in long‑term appreciated stock, he established a charitable gift annuity in her name—one that reflects both his love for Suzette and his commitment to advancing Alzheimer’s research.

Through this gift, Peter received a charitable tax deduction of $44,284 for the year he made his donation and avoided upfront capital gains tax. Most importantly, Suzette will receive guaranteed annual payments for life in the amount of $8,100, offering comfort and stability regardless of market changes. And one day, the remaining funds will support Cure Alzheimer’s Fund’s mission to identify research with the highest potential to prevent, slow, or reverse Alzheimer’s disease.

Benefits of a Charitable Gift Annuity

  • You receive a charitable tax deduction in the year you make your gift.
  • You or a loved one receives fixed, guaranteed payments for life.
  • You can choose to begin receiving payments immediately or at a future date.
  • After the lifetimes of all beneficiaries, the remainder supports Cure Alzheimer’s Fund’s research mission.

If you’re considering a way to provide lasting security for you or someone you love while advancing groundbreaking Alzheimer’s research, a charitable gift annuity may be a meaningful option. Rates are based on age and gift amount, and part of your gift may qualify for a federal income tax deduction.

Contact us at [email protected] to request a personalized illustration and learn what your lifetime payments could look like.

Cure Alzheimer’s Fund cannot offer tax or legal advice. Please consult your tax and financial advisors when considering a gift.